Direct Mortgage

Mortgage Loans: Stick With A Bank Or Go With A Broker?

It matters where you go for a mortgage. Who offers a better deal — a banker or broker?

What Lenders Look For In A Personal Loan Borrower

There are some big differences among personal loan lenders. Find one that’s suited to you.

5 Hidden Costs You Should Know About Before You Buy a House

Including how much to set aside for home maintenance

What credit score is needed for a mortgage?

What credit score is needed for a mortgage? Buying a home is one of the largest investments that most Americans will make in their lifetime. In order to

How much does your credit score affect your mortgage rates?

The drop from excellent to fair credit will cost you $21,000 over the life of a 30-year loan. Learn how to improve your credit score and save on a mortgage.

How to Compare Banks and Credit Unions When Looking for a New Financial Home

Let's say you're moving to a new community and thus need a new home for your banking and checking services, or let's say you're in a situation where you've

How do auto loans work?

So how do auto loans work? Since most people buying a new or used car opt for financing it’s an important question, and understanding the answer will help you in the purchase process.…

Why Wall Street suddenly soured on Discover and other consumer lenders

Investors worry that rising inflation means fewer people will be paying their credit card bills on time.

How Innovative Direct-to-Consumer Companies are Engaging Millennials

It’s an exciting age for consumers, marketers, and companies alike when it comes to creating unique and soulful brands. Companies with real purpose and vision are able to open their cyber doors far faster than they may have been able...

REAL ESTATE MATTERS: Take these steps to terminate private mortgage insurance

Q: I have a question for you about mortgage loans, private mortgage insurance (PMI) and smart money moves. Somehow my lender managed to stick me with

8 Non-Work Related Activities That Increase Productivity

Is Mortgage Debt out of Control?

The housing crisis of the last decade was partially caused by unhealthy levels of mortgage debt. Homeowners were using their homes as ATMs by refinancing and swapping their equity for cash. When prices started to fall, many homeowners found themselves in a negative equity situation (where their mortgage was higher than the value of their …

QOTD: What Car-Related Activity Do You Enjoy During The Holidays?

For many car enthusiasts across the country, the holidays can be a challenging time. It’s cold, the roads are salty and you don’t want your sweet ride to rust. But you can’t just cancel being a car enthusiast during this time. The love of cars lives inside all of us no matter the season.

Buying a House Before Marriage: What To Consider

See what you need to know about buying a house before marriage. Helpful information on finances, joint bank accounts, expenses, taking title and more.

When Convertible Notes Make Sense for Consumer Companies

Convertible notes seem to be all the rage for pre-revenue tech startups these days. Convertible notes (aka convertible debt or convertible loans) are a financing mechanism whereby a company raises …

Is it a good idea to refinance your mortgage now?

If you can shave one-half to three-quarters of a percentage point off your mortgage rate by refinancing, you may consider refinancing your home.

How Consumer Companies Can Win Back Reputation

5 actionable ways the Consumer Industry can boost their reputation.

What banking turmoil could mean for business and consumer lending activity

The availability of loans and the cost of those loans are critical for consumer and business activity alike.<br>While we have yet to fully understand how these financial conditions are evolving, the early survey data have been less than encouraging.

NO COST Mortgage Loans

Gene's Chicagoland Mortgage Blog<br>NO COST Mortgage Loans - Are They Real<br>NO COST Mortgage Loans - Are They Real?<br>Is there such a thing as a leprechaun?<br>A unicorn? Or how 'bout ...<br>Is there such a thing as a "NO COST Mortgage Loan"?<br>It's a question I hear often as a loan officer, as it's obviously an enticing option for any borrower to consider ... one that's dangled in front of them in many lenders' advertisements.<br>I typically hear from hopeful…

How Big Consumer Companies Can Fight Back

Despite the declining advantages of scale, global giants can compete against their smaller, nimbler rivals. But they need a new playbook.